PAK Trading Co. ltd is on the Preferred Dealers List of all Banks and Credit Unions, this means our customers always qualify for lower down payments and interest rates, it’s just another benefit you get when doing business with us


  • Two Forms of Identification
  • Proof of Address (Utility Bill, Official Letter)
  • Current Job Letter & Salary Slip
  • Quotation/Invoice/Purchase Agreement
  • Downpayment/Funds for Closing Charges
  • Bank Statements (last 3 months)

Roll On Roll Off Financing through Banks


  1. We will finance a maximum of 80% of the cost of a Roll-On/Roll-Off vehicle purchased from one of our preferred dealers.
  2. We will finance a maximum of 50% for vehicles purchased from any dealer outside of this list.


    Job Stability: The lender usually looks at your employment status (employed/self-employed/retired/unemployed). The length of time you have spent in your current job is important as well as other current information on your employment status.

Credit History: During the Loan Approval Process, a Loans Officer will review the documentation you have provided. Your past and current loan history determine your credit standing. The better your Credit Rating, the easier your chances of receiving approval for your loan.

Ability to Repay: Based on the documents provided (job letter or financial statements) the Loans Officer considers your level of income, additional sources of income alongside the current commitments you have listed on the Loan Application Form. This is done to ensure that your commitments do not exceed your current income levels.

Collateral: Typically the borrower must show that there is some form of collateral available, in the event that you are unable to repay the loan. Some examples of sources of collateral include savings, investments, assets of value and land.


  • up to 90% financing for used cars*
  • Terms up to 7 years*
  • Affordable rates and value for your money!
  • “PowerPay Card” facility– A Visa Debit Card that includes a line of credit with a minimum limit of $5,000**
  • Creditor Life Insurance
  • Access to Group Motor Vehicle Insurance***


100% financing  For customers who meet criteria*.
Attractive payment terms*  Speak to one of our Auto Finance Officers today.
Up to $5,000 cashback  Credited directly to your account*
Fast loan approvals  Once the required documents are submitted, you'll receive approval within 48-72 hours.


  • Up to 100% financing on the cost of the vehicle
  • Competitive rates
  • Flexible repayment period
  • Multi-channel access for applications
  • Low cost insurance
  • FREE Digital Banking access

Please Note: Information provided on this page is intended for informational purposes only and got from banks websites  This information is not legal advice, and you may need to contact a qualified financial advisor for advice specific to your personal situation.

Finance through Credit Unions


Financing is available through all Credit Unions: - Venture Credit Union, Apex Credit Union, Palo Seco Credit Union, Neal & Massy (North) Credit Union, Tecu Credit Union, Transcorp Credit Union, Eastern Credit Union, RHAND Credit Union, Aero Services Credit Union Etc.